Policy Information
Medical
Health insurance helps provide coverage for preventative care, treatment, pharmacy, and other medical services. Health insurance protects you from paying the full cost of medical services when you’re injured, sick, or have other medical costs. Also, in most cases, health insurance is required by law in order to avoid a fee when filing your federal tax return.
Flexible Spending & Health Savings Accounts
A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside. A Health Savings Account (HSA) is a tax-advantaged savings account that helps you save and pay for qualified out-of-pocket medical expenses.
Cancer Plan
With the rates of cancer increasing, cancer treatment can lead to unexpected expenses to add to your financial burden. Cancer coverage fills in the gaps your medical insurance doesn’t cover. Benefits are paid directly to you and can be used for a variety of purposes.
Accident Plan
Hospital Indemnity Plan
Hospital stays can strain even the healthiest of budgets. And in many cases, you can’t ignore the care you need even if it pushes you financially. Hospital Indemnity insurance plans provide payment for each day spent in the hospital, and for some other qualified expenses as well. That’s money you can use as you choose, whether for hospital bills or those other costs that come up while you’re recovering.
Critical Illness Plan
Even with good medical coverage many people find themselves struggling financially or in bankruptcy when faced with a serious illness. Critical Illness can help provide peace of mind for your family!
Short & Long Term Disability
You insure your home, car, and other valuable possessions, so why not also protect what pays for all of those things? Your income. Without it, think about how your mortgage/rent, groceries, or credit card bills would get paid. That’s where disability insurance can help!
Universal Life Plan
Universal Life insurance can protect yourself when you’re facing difficult care decisions can feel even bigger. Why not cover yourself for life with a plan that can take care of your life insurance needs today, and your extended care needs tomorrow.
Legal & ID Protection Plan
Legal issues & Privacy concerns are a part of life. LegalShield offers advice & counsel from reputable lawyers near you. The LegalShield Mobile App can help you begin preparing your will, take pictures of a traffic ticket & securely submit it to your law firm, access free legal forms & speak to a lawyer with just the press of a button.
IDShield helps you monitor your most important data & take control of your privacy. Our monitoring services provide full-service support, alerting you if any discrepancies in your personal data are found, notifying you if your info is used in new applications, warning you of any privacy concerns with your social media accounts & informing you if a sex offender moves into your neighborhood.