Policy Information
State Health Plan
The mission of the State Health Plan is to improve the health and health care of North Carolina teachers, state employees, retirees, and their dependents, in a financially sustainable manner, thereby serving as a model to the people of North Carolina for improving their health and well-being.
Flexible Spending Accounts
A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
Dental Plan
Proper dental care is important and taking care of your oral health is an investment in your overall wellbeing. By seeing your dentist regularly, you can catch dental problems before they get too serious and require more extensive and expensive procedures.
Vision Plan
A routine eye exam is important not only for correcting vision problems, but for maintaining healthy eyes and overall health wellness. Eye care providers are trained to teat for and diagnose a variety of health issues, not just eye problems. Take the time to get to know your vision plan and start experiencing healthy eyes and healthy living.
Accident Plan
Hospital Indemnity Plan
Hospital stays can strain even the healthiest of budgets. And in many cases, you can’t ignore the care you need even if it pushes you financially. Hospital Indemnity insurance plans provide payment for each day spent in the hospital, and for some other qualified expenses as well. That’s money you can use as you choose, whether for hospital bills or those other costs that come up while you’re recovering.
Critical Illness Plan
Even with good medical coverage many people find themselves struggling financially or in bankruptcy when faced with a serious illness. Critical Illness can help provide peace of mind for your family!
Short & Long Term Disability
You insure your home, car, and other valuable possessions, so why not also protect what pays for all of those things? Your income. Without it, thing about how your mortgage/rent, groceries, or credit card bills would get paid. That’s where disability insurance can help!
Basic & Additional Life Plan
It’s not easy to think about, but what would happen to your loved ones if something happened to you? Your death could leave your family unable to meet existing and unexpected financial obligations. In addition to everyday bills, they may face extra expenses, including final medical and funeral costs. The Standard provides an excellent opportunity for you to help protect your loved ones by offering Group Basic Life insurance.
Whole Life Plan
Whole Life Insurance is an ideal complement to any group term or optional term life insurance your employer might provide. It will help protect your family today, and more importantly tomorrow.