Health insurance helps provide coverage for preventative care, treatment, pharmacy, and other medical services. Health insurance protects you from paying the full cost of medical services when you’re injured, sick, or have other medical costs. Also, in most cases, health insurance is required by law in order to avoid a fee when filing your federal tax return.
Flexible Spending Accounts
A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
Employee Assistance Program
Aetna’s Employee Assistance Program (EAP) is now a standard part of Aetna’s servicing of our Small Group, fully insured, medical existing business and new sales. Our EAP is designed to help you better manage health costs, help maintain employee productivity and increase employee satisfaction and well-being.
Proper dental care is important and taking care of your oral health is an investment in your overall wellbeing. By seeing your dentist regularly, you can catch dental problems before they get too serious and require more extensive and expensive procedures.
A routine eye exam is important not only for correcting vision problems, but for maintaining healthy eyes and overall health wellness. Eye care providers are trained to teat for and diagnose a variety of health issues, not just eye problems. Take the time to get to know your vision plan and start experiencing healthy eyes and healthy living.
With the rates of cancer increasing, cancer treatment can lead to unexpected expenses to add to your financial burden. Cancer coverage fills in the gaps your medical insurance doesn’t cover. Benefits are paid directly to you and can be used for a variety of purposes.
Hospital Indemnity insurance helps keep your finances on track when you’re in the hospital. Planned or unplanned, a trip to the hospital can be scary. It can be even more frightening to know that your medical insurance probably won’t cover all your costs.
Short & Long Term Disability
You insure your home, car, and other valuable possessions, so why not also protect what pays for all of those things? Your income. Without it, thing about how your mortgage/rent, groceries, or credit card bills would get paid. That’s where disability insurance can help!
Term Life Plan
Too often when we look at life insurance options in the workplace, we look at the options as a binary decision: you can have permanent life insurance or you can have term life insurance. But it doesn’t have to be that way. Combining term and permanent life insurance can be a more effective way for most policyholders to get the protection they need.