Policy Information

Medical

Health insurance helps provide coverage for preventative care, treatment, pharmacy, and other medical services.  Health insurance protects you from paying the full cost of medical services when you’re injured, sick, or have other medical costs.  Also, in most cases, health insurance is required by law in order to avoid a fee when filing your federal tax return.

Dental

Proper dental care is important and taking care of your oral health is an investment in your overall wellbeing. By seeing your dentist regularly, you can catch dental problems before they get too serious and require more extensive and expensive procedures.

Flexible Spending Account

A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.

Cancer

With the rates of cancer increasing, cancer treatment can lead to unexpected expenses to add to your financial burden. Cancer coverage fills in the gaps your medical insurance doesn’t cover. Benefits are paid directly to you and can be used for a variety of purposes.

Accident

Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face, such as transportation and lodging needs. 

Hospital Indemnity

Hospital stays can strain even the healthiest of budgets. And in many cases, you can’t ignore the care you need even if it pushes you financially. Hospital Indemnity insurance plans provide payment for each day spent in the hospital, and for some other qualified expenses as well. That’s money you can use as you choose, whether for hospital bills or those other costs that come up while you’re recovering.

Critical Illness

Even with good medical coverage many people find themselves struggling financially or in bankruptcy when faced with a serious illness. Critical Illness can help provide peace of mind for your family!

Disability

You insure your home, car, and other valuable possessions, so why not also protect what pays for all of those things? Your income. Without it, thing about how your mortgage/rent, groceries, or credit card bills would get paid. That’s where disability insurance can help!

Whole Life

Whole Life Insurance is an ideal complement to any group term or optional term life insurance your employer might provide. It will help protect your family today, and more importantly tomorrow.

Disclaimer

All information contained in this website is a brief description of your coverage and is not a contract. Please read your certificate booklet for each product for the exact terms and conditions.