Policy Information
Flexible Spending Accounts
A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
Dental Plan
Proper dental care is important and taking care of your oral health is an investment in your overall wellbeing. By seeing your dentist regularly, you can catch dental problems before they get too serious and require more extensive and expensive procedures.
Vision Plan
A routine eye exam is important not only for correcting vision problems, but for maintaining healthy eyes and overall health wellness. Eye care providers are trained to teat for and diagnose a variety of health issues, not just eye problems. Take the time to get to know your vision plan and start experiencing healthy eyes and healthy living.
Cancer Plan
With the rates of cancer increasing, cancer treatment can lead to unexpected expenses to add to your financial burden. Cancer coverage fills in the gaps your medical insurance doesn’t cover. Benefits are paid directly to you and can be used for a variety of purposes.
Accident Plan
Hospital Indemnity Plan
Hospital stays can strain even the healthiest of budgets. And in many cases, you can’t ignore the care you need even if it pushes you financially. Hospital Indemnity insurance plans provide payment for each day spent in the hospital, and for some other qualified expenses as well. That’s money you can use as you choose, whether for hospital bills or those other costs that come up while you’re recovering.
Critical Illness Plan
Even with good medical coverage many people find themselves struggling financially or in bankruptcy when faced with a serious illness. Critical Illness can help provide peace of mind for your family!
Term Life Plan
Even with good medical coverage many people find themselves struggling financially or in bankruptcy when faced with a serious illness. Critical Illness can help provide peace of mind for your family!
Short Term Disability
You insure your home, car, and other valuable possessions, so why not also protect what pays for all of those things? Your income. Without it, think about how your mortgage/rent, groceries, or credit card bills would get paid. That’s where disability insurance can help!
Basic Term Life Plans
Voluntary Term Life & AD&D Plans
Universal Life Plan w/ LTC
Universal Life is permanent life insurance that helps shield your family from financial hardship if you or your spouse is suddenly out of the picture. It’s that simple. With Universal Life, benefits can be paid as a Death Benefit, as Living Benefits, or as combination of both.
EAP
Your home and work life impacts your health. Our Employee Assistance Program (EAP) provides access to work/life resources, and licensed clinicians. They can help you cope with a wide variety of concerns, from family and financial issues to substance use, emotional health, and stress. EAP services are also available to anyone in your household.
Legal & ID Protection Plan
Legal issues & Privacy concerns are a part of life.
LegalShield offers advice & counsel from reputable lawyers near you. The LegalShield Mobile App can help you begin preparing your will, take pictures of a traffic ticket & securely submit it to your law firm, access free legal forms & speak to a lawyer with just the press of a button.
IDShield helps you monitor your most important data & take control of your privacy. Our monitoring services provide full-service support, alerting you if any discrepancies in your personal data are found, notifying you if your info is used in new applications, warning you of any privacy concerns with your social media accounts & informing you if a sex offender moves into your neighborhood.
