Policy Information
Medical
Health insurance helps provide coverage for preventative care, treatment, pharmacy, and other medical services. Health insurance protects you from paying the full cost of medical services when you’re injured, sick, or have other medical costs. Also, in most cases, health insurance is required by law in order to avoid a fee when filing your federal tax return.
Flexible Spending Accounts
A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
Dental Plan
Proper dental care is important and taking care of your oral health is an investment in your overall wellbeing. By seeing your dentist regularly, you can catch dental problems before they get too serious and require more extensive and expensive procedures.
Vision Plan
A routine eye exam is important not only for correcting vision problems, but for maintaining healthy eyes and overall health wellness. Eye care providers are trained to teat for and diagnose a variety of health issues, not just eye problems. Take the time to get to know your vision plan and start experiencing healthy eyes and healthy living.
Accident Plan
Short & Long Term Disability
You insure your home, car, and other valuable possessions, so why not also protect what pays for all of those things? Your income. Without it, thing about how your mortgage/rent, groceries, or credit card bills would get paid. That’s where disability insurance can help!
Term Life & Basic Life AD&D Plans
Universal Life Plan w/LTC
Universal Life is permanent life insurance that helps shield your family from financial hardship if you or your spouse is suddenly out of the picture. It’s that simple. With Universal Life, benefits can be paid as a Death Benefit, as Living Benefits, or as combination of both.
Legal Protection Plan
The Legal Resources Legal Plan covers the attorney fees for a broad range of the most frequently needed legal services. Our legal plan coverage ensures you, your spouse, and qualifying dependent children are protected. There are no annual usage limitations, co-pays, or deductibles for the fully covered services. Coverage may vary by employer group. Below are some of the most common services our plan provides. For a full description of legal plan coverage, check with your employer.
Identity Theft Protection Plan
Your identity is important — it’s what makes you, you. You’ve spent a lifetime building your name and financial reputation. With Identity Theft protection, you have an easy and affordable way to help better protect and monitor the identities of you and your family. You’ll be alerted to potentially suspicious activity and enjoy the peace of mind that comes with the support of dedicated resolution specialists.
Pet Insurance
Whether they have two legs or four, every family member deserves quality health care. That’s why our pet health insurance plans give you the freedom to use any vet, anywhere, including specialists and emergency providers.